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iBynd Semsee Benefits Hub
Coverage you can count on.
Compare plans, find care, get support, and discover ways to save—all in one place.
iBynd | SEMSEEBenefits Hub
Get more value from
your benefits.
Start with what you need
What can we help you do?
Choose a path. We’ll take you straight to the right plan, tool, or contact.
Save Money
Use tax-advantaged accounts and compare your monthly contribution with the benefits that matter most to you.
Explore Pre-Tax Accounts Learn About HSA Investment Options See Savings OpportunitiesGet Support
Get help with Life Changes, confidential counseling, family resources, financial tools, and carrier contacts.
Update My Coverage / Report a Life EventUse your benefits well
Four smart moves for the year.
These opportunities can help you get better care and keep more money in your pocket.
Choose Care in Your Network
Use the UHC / Oxford provider tool to confirm participation before you schedule care.
Find Care
Spend Pre-Tax on Wellness
Use HSA/FSA dollars on qualified wellness products through the TrueMed marketplace.
Visit TrueMed
Perfect Vision? We’ve Got the Perfect Benefit
Use your $150 VSP LightCare allowance for ready-made non-prescription sunglasses or blue-light-filtering glasses instead of prescription eyewear or contacts.
Make the Most of Your Pharmacy Benefit
Look up UHC / Oxford covered medications and participating pharmacies before filling a prescription.
Look Up MedicationsPlan Cost Estimator
See the full cost—not just the premium.
Answer a few quick questions and compare estimated annual cost across every UHC / Oxford medical option, including payroll premiums, expected care, employer HSA funding, and potential tax savings.
- Built with approved 2026–27 iBynd | Semsee contribution rates
- Uses the supplied UHC / Oxford plan summaries
- Filters the EPO when its required network is not a fit
Personalized comparisonFind your best-fit plan.
Get a personalized estimate, see the trade-offs, and understand why a plan may fit.
Launch the Plan Cost Estimator Estimate only. Official plan documents govern.Medical Plan Options
Compare Our Medical Options
| Plan Detail | Silver PPOUHC / Oxford Freedom PPOPlan Summary | Silver EPOUHC / Oxford Freedom EPOPlan Summary | Silver PPO HSAUHC / Oxford Freedom HSA PPOPlan Summary | Gold PPOUHC / Oxford Freedom PPOPlan Summary |
|---|---|---|---|---|
| Best Starting Fit | Lower Employee Contribution | No Medical Deductible | HSA + Employer Funding | Lower Deductible |
| Deductible Single / Family | $2,500 / $5,000 | $0 / $0 | $2,500 / $5,000 | $1,250 / $2,500 |
| Out-of-Pocket Maximum Single / Family | $9,200 / $18,400 | $9,200 / $18,400 | $8,300 / $16,600 | $5,500 / $11,000 |
| Primary Care | $50 Copay | $50 Copay | 30% After Deductible | $25 Copay |
| Specialist | $75 Copay | $85 Copay | 30% After Deductible | $60 Copay |
| Generic Rx | $25 Copay | $15 Copay | $5 Copay | $15 Copay |
| Monthly Employee Contribution | Employee Only $240.15Employee + Spouse $576.37Employee + Child(ren) $533.14Family $1,192.83 | Employee Only $296.12Employee + Spouse $710.69Employee + Child(ren) $657.39Family $802.76 | Employee Only $334.69Employee + Spouse $803.25Employee + Child(ren) $743.01Family $1,144.63 | Employee Only $366.90Employee + Spouse $880.55Employee + Child(ren) $814.56Family $1,058.93 |
| Employer HSA FundingAnnual | $0 | $0 | Employee Only$250Employee + Spouse$500Employee + Child(ren)$500Family$750 | $0 |
Selected Medical Plan
Plan Summary ↗Lower Employee ContributionSilver PPO
UHC / Oxford Freedom PPO
- Deductible Single / Family
- $2,500 / $5,000
- Out-of-Pocket Maximum Single / Family
- $9,200 / $18,400
- Primary Care
- $50 Copay
- Specialist
- $75 Copay
- Generic Rx
- $25 Copay
- Monthly Employee Contribution
- Employee Only $240.15Employee + Spouse $576.37Employee + Child(ren) $533.14Family $1,192.83
- Employer HSA Funding
- $0
In-network highlights from the supplied UHC / Oxford benefit summaries. Monthly employee contributions are from the supplied 2026–27 contribution table. Official plan documents govern.
Your coverage, organized
Plans, contacts, and documents—together.
Choose a benefit to see what it covers and go directly to the carrier or approved resource.
New to the Team?
Welcome. Let’s get you covered.
Use this hub to compare the four medical options, review official plan documents, and find the support resources that are part of your benefits.
Compare Medical and Prescription Options- 1Review Your Options
Start with the UHC / Oxford medical plan summaries.
- 2Check Eligibility and Timing
Confirm who you’ll cover and your enrollment deadline with your HR team.
- 3Compare Contributions
Review monthly rates and employer HSA funding across all four medical options.
Open Medical Plan Comparison - 4Complete Enrollment
Submit your elections in the enrollment system identified in your enrollment materials.
Benefits Learning Center
Learn More.
Review the supplied medical summaries, use the UHC / Oxford member tools, and explore shared benefit videos at your own pace.
Medical plan documents
UHC / Oxford Freedom
Four UHC / Oxford plan options
Start with the comparison, then open the official summary for the plan you are considering.
Review Medical OptionsShared Benefit Topics
Benefits Video Library
Watch here without leaving the benefits hub.